Car Loan
Drive home your dream car with instant approval, low EMIs and up to 100% on-road funding.
Car Loans for Every Dream Ride
A car is often a family's second-largest asset. Loansathi Finverse helps you finance new and used cars at the lowest possible rates from 15+ banking partners. From hatchbacks to luxury SUVs, we cover it all.
Our advisors negotiate directly with banks and dealerships to lock in bundled deals — including on-road funding, extended warranty, insurance and zero foreclosure options.
Used car loans are equally seamless — with tenure up to 7 years and up to 100% valuation-based funding, subject to bank policy.
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Key Features & Benefits
New & Used
Finance for new & pre-owned vehicles.
Up to 100% On-Road
Full on-road value can be financed.
Instant Sanction
24-hour approval on complete papers.
Flexible Tenure
12 to 84 months.
Attractive Rates
Starting 8.80% p.a.
Multiple Lenders
Compare 15+ bank offers.
Eligibility Criteria
- ✅ Age: 21 to 65 years
- ✅ Salaried with 1 year experience or self-employed with 2 years
- ✅ Minimum income ₹20,000/month
- ✅ CIBIL score 700+
- ✅ Valid driving license (for used cars)
Documents Required
- 📄 PAN & Aadhaar
- 📄 Address proof
- 📄 3 months salary slips or 2 years ITR
- 📄 6 months bank statement
- 📄 Car quotation/invoice or RC copy (used)
- 📄 Photograph
FAQs about Car Loan
Yes, most lenders finance cars up to 8–10 years old at slightly higher rates.
Not for standard car loans meeting eligibility. High LTV requests may need a co-applicant.
If 100% on-road is approved, no margin. Otherwise typically 10–20% down-payment.
Yes. Foreclosure charges are 2–5% typically, reducing over tenure.